San Jose Short Sale Agent Closes Another Short Sale HAFA Short Sales Short Sale time frames will most definitely vary depending on the number of loans and who services the loans. Below is an outline of the time frame for closing a San Jose short sale. This property qualified for, was approved as, and closed as a HAFA short sale. List Date: 10/2/2011 List Price: $368,888 Number of Offers: 3 Sale Date: 10/12/2011 Days on Market: 10 Lender Approval 1st Lien with Bank of … [Read More...]
California Anti-Deficiency - SB 1178 California's legislature recently passed SB 1178 which is the bill to extend anti-deficiency protection to homeowners who have refinanced. SB 1178 will ensure that homeowners keep the same "anti-deficiency" protections they have in the original loan after the loan has been refinanced. Now California Realtors have the opportunity to use our collective voice. If you have not yet acted on the C.A.R.RED ALERT asking California Realtors to contact … [Read More...]
As a Certified San Jose Short Sale Specialist I see myself as a public servant as well as a San Jose Real Estate Professional. Not only do San Jose short sales require that I spend significantly more time with a San Jose homeowner, San Jose short sales require significantly more time, effort and energy in collecting seller documents, processing the paperwork, following up with the short sale lender and negotiating the approval. Add to that the fact that once we actually have short sale … [Read More...]
San Jose Short Sales What is best for a Homeowner? Do you, or someone you know have difficulty making your mortgage payment(s) and don’t know what to do? Question: Who decides what is best for the Homeowner? Answer: Only a Homeowner knows what is best for the homeowner. Short Sales are not a diagnosis: Real estate professionals who specializes in short sales know their role is to provide information and resources to homeowners. Armed … [Read More...]
Yesterday I received My clients who closed on their HAFA short sale at the end of last month sent them. Thank you Mr. and Mrs. Client for your trust and confidence in me. It means more to me than words can express. There is so much beauty in the flowers and in you! You are an inspiration to me to continue to do what I do. Serving people like you adds a greater purpose to my life. Thank you! I am one blessed San Jose Short Sale Agent to have had the honor of helping you avoid … [Read More...]
Senate Bill 931 - California Anti Deficiency What does this mean for California and the increasing number of homeowners in financial distress who want to avoid foreclosure and find short sales to be a dignified option? Senate Bill 931 was filed with the Secretary of State and approved by Governor Schwarzenegger on September 30, 2010. This new law became effective January 1, 2011. Senate Bill 931 adds a new provision to California’s Anti Deficiency Statutes, Code of Civil … [Read More...]
San Jose Short Sales - Borrowers Sue Wells Fargo One of my morning routines is to spend an hour or so reading updates on what’s happening in the world of banks, lenders, servicers, Robo-Signing, foreclosures, short sales, etc. This is what I refer to as “The Land of Oz” because when dealing with Big-Bad-Banks we are often dealing with people without hearts or brains. As I was perusing DSNews, one headline caught my eye: Defaulted Borrowers file Lawsuit against Wells Fargo. After … [Read More...]
In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make informed decisions that may result in a better outcome. You are not alone. Millions of homeowners nationwide are having trouble paying their mortgage. To assist you, I’ve prepared a free report outlining the first steps a homeowner should … [Read More...]
San Jose Short Sales: When Best Efforts Fall Short I have been working San Jose Short Sales for over two years. There is one component that all short sales have in common. The common link to all short sales is the short sale fingerprint. No two short sales are alike – all short sales have a unique fingerprint. Despite the best efforts of San Jose homeowners and their certified San Jose Short Sale Specialist, unpredictable and unforeseen events occur that are virtually out of our … [Read More...]
On Thursday, June 3, 2010, the California Senate approved a new foreclosure bill SB 1275. With a 21 to 12 vote, SB 1275 will be heard by the Assembly Banking Committee before it goes to the full Assembly for a vote. Sen. Mark Leno (D-San Francisco) and Senate President Pro Tem Darrell Steinberg (D-Sacramento) are the authors of SB 1275 which has provisions that are intended to discourage careless, negligent, sloppy, laidback behavior from servicers … ultimately designed to prevent … [Read More...]
If you have abandoned homes in your San Jose neighborhood then you may want to take action! San Jose Municipal Code 17.38 specifically requires property owners, and this includes banks/mortgage lenders of foreclosed homes, to maintain them in a manner that restricts unauthorized entry. In addition, property owners are also required to maintain the exterior of the structure and the yard areas to ensure that the property does not blight neighboring properties or the neighborhood. Property owners … [Read More...]
San Jose Short Sales - The Short Sale Fingerprint A San Jose short sale to a San Jose homeowner is as unique as their fingerprint. This means that no two short sales are the same. Short sales may appear to be the same on the surface however every short sale is unique with its own characteristics. Short sales are complex transactions that may require additional consultative services with tax and/or legal professionals. Real Estate Agents are not licensed to give tax or legal … [Read More...]
San Jose Condos for Sale Overview Maps Photos Description Neighborhood Market Stats $220,000 Condominium Main Features 2 Bedrooms2 BathroomsInterior: 1000 sqftLot: 750 sqft Location 1060 S. 3rd St161San Jose, CA 95112USA To get updates on open home dates and other property events, please click the "Like" button below: Kathleen Daniels, CDPE, CHS, … [Read More...]
Hiring San Jose Short Sale Agents who hire a Third Party Negotiator is much like drinking and driving. It’s a lethal combination that could be deadly in terms of a successful short sale. Prudent decision-making dictates ... don't do it! I was talking with a buyer’s agent on one of my short sales. The buyer’s agent and I have a good rapport. He is very responsive to phone calls, emails and quickly returns documents that require signatures. As a San Jose short sale agent, I appreciate … [Read More...]
University Gardens Overview Maps Photos Description Neighborhood Market Stats $280,000 Condominium For Sale Main Features 2 Bedrooms 2 Bathrooms Interior: 1102 sqft Lot: 1,307 sqft Location 951 S. 12th Street #303 San Jose, CA 95112 Kathleen Daniels, San Jose Short Sale Specialist Intero Real Estate (408) 972-1822 Kathleen@ExclusiveSanJoseHomes.com http://www.ExclusiveSanJoseHomes.com Listed … [Read More...]
